Secure payments at ElettroWebStore

Secure payments at ElettroWebStore! Only tracked payments! You run no risk of losing your money!

ElettroWebStore only implements secure and tracked payment methods on its site. By buying on our site you run no risk of losing your money or not receiving the goods.

In every transaction you will find all our data clearly indicated, all the data of the products you are buying, with a long description of their qualities and all information about our company!

Every time you buy from www.elettrowebstore.com you are buying from the company ELCA S.r.l., based in Pescara, Via Tiburtina n.144, VAT and tax code 00907300685.

By buying from us, therefore, you run no risk of losing your money! As stated in our policies, if we cannot process your order, we use the same payment method you chose to refund you.

Furthermore, we only use traceable and secure payment methods. Therefore, you do not run the risk of dealing with unscrupulous operators.

Payment methods accepted by ElettroWebStore

Our site accepts many different payment methods. In fact, we accept all popular payment methods. Because we do not want to take advantage of our customers' money in any way, for almost all products available on our site we accept payment to the carrier in cash. You will be able to pay upon receipt of the goods without having to pay in advance, with the certainty that you will have no problems.

1.Cash to courier

The first method of payment proposed by our site is cash to the courier. In practice, by choosing this method of payment, we will ship all products to the address you indicate. You will have to pay the goods in Euro, in cash, to the courier. The courier does not accept securities or payment cards.

The cost for paying cash to the courier is calculated in the cart and is equal to 2% of the cart value for a minimum of 5.00 Euro.

It is not possible to pay cash for shipments to be made abroad, outside Italy.

For some products it may not be possible to pay by courier. In these cases, even if our site allows you to pay by courier, you will be contacted and informed that you will have to change your payment method.

Bank transfer

The bank transfer is the most convenient payment method because it allows the money to be transferred in a tracked manner at very low cost. Usually, the bank transfer is credited to our accounts within 24/48 hours.

Bank transfer is the preferred method for international transactions where payment by credit card is not desired.

3.Credit card or payment card (payment channel managed by Stripe)

Payment by credit or debit card is today one of the main methods used to make purchases on the Internet. This system has the advantage of being extremely fast. In fact, ElettroWebStore immediately receives notification of payment from the customer and can immediately prepare the order.

Moreover, thanks to current security standards in online transactions, this type of payment is extremely secure. In addition to encrypted communication protocols, card issuers guarantee security through user control and authorisation with various applications.

ElettroWebStore relies on Stripe to intermediate payments. It is one of the most important international payment processors. Stripe accepts all major credit and payment cards (Visa, Mastercard, American Express, Discover, Diners Club, JCB).

Stripe's platform meets the strictest certification standards to reduce the burden of compliance obligations on your business and protect your payments. Stripe is certified to the strictest industry standards and has obtained regulatory licences worldwide. In addition, Stripe applies the AES encryptioni.e. all card numbers are encrypted on disk by Stripe using the AES-256 standard. The decryption keys are stored in separate machines.

Stripe's infrastructure for storing, decrypting and transmitting card numbers operates in a separate hosting infrastructure and does not share any sensitive data with Stripe's primary services or with ElettroWebStore.

Satispay

Satispay is an innovative payment method that is becoming increasingly popular on the market. It consists of an app installed on a smartphone and a budget that is set initially and can be changed every week. In practice, you decide to transfer your budget from your bank account to your Satispay account, which only you can access. With that credit in your Satispay account, you can make payments through the app or on websites, securely. The strength of this payment method is that it does not require the typical holding costs of credit cards.

In fact, Satispay is independent of credit cards and a specific bank. Furthermore, you can transfer money to your contacts and pay in shops very easily and quickly.

Satispay uses only secure and non-sensitive data because it works without credit cards: your phone number and IBAN are all you need. In addition, Satispay also allows you to access its cashback and get refunds on purchases.

It is a popular payment method among retailers and online shop operators because the user uses it easily and the handling costs are low.

To understand a little better how Satispay works, you can visit this site.

HeyLight

HeyLight is an innovative payment method that allows the amount to be paid in variable instalments, with low interest rates. In practice, with HeyLight you can pay in instalments and obtain payment authorisation quickly and without too many steps. For more information on the collaboration between ElettroWebStore.com and HeyLight, please visit this webpage in which we explain what deferred payment consists of and how you can take advantage of it.

To be financed by HeyLight you only need to have:

copy of identity document, front and back
copy of tax code, front and back
a selfie showing your face and your identity card next to your face, to confirm that it is indeed you

By choosing payment with HeyLight on ElettroWebStore the customer is immediately redirected to the website of HeyLight, which will handle the file. In fact, this is a financing HeyLight provides as consumer credit to the end customer. ElettroWebStore will receive the payment directly from HeyLight.

All data relating to the financing as well as personal data disclosed are handled by HeyLight! HeyLight is a financial intermediary authorised by and subject to the control of the Bank of Italy. In no way the data that the Customer communicates to HeyLight will be communicated to ElettroWebStore. In fact ELCA S.r.l., owner of the website electrowebstore.com, does not have and will not have any direct relationship in the management of consumer credit with the final Customer.

Paypal

Paypal is one of the first payment gateways to be deployed to support e-commerce. It is extremely popular and well known. It allows the customer to take advantage of robust protection for purchases in the event of seller default, called "Purchase Protection Programme“.

It is characterised by a significant cost for the retailer, who pays over 3.4% of the transaction value for using Paypal. This is why other, less onerous payment systems are generally preferred to Paypal.

PayPal accepts the following credit and payment cards: MasterCard, Maestro, Visa, Visa Electron, American Express, Aura, Discover. Prepaid cards, such as Postepay or Kalibra, are generally accepted at PayPal.

To pay with Paypal, you do not need to be registered with Paypal. In fact, you can use this gateway, which will only intermediate your payment without the need for an account. If you want to use Paypal, therefore, and you are not registered, you will have to enter all your payment card details in the Paypal screens. Obviously, these data will in no way be communicated to ElettroWebStore.

Conversely, if you have a Paypal account, simply enter your access data in the mask that appears and you can make the payment from your account. Again, ElettroWebStore will not know any information about your account other than the name of the account from which you paid.

Amazon Pay

Amazon Pay is the payment system operated by Amazon.com. To use it on the ElettroWebStore site, you must have a valid Amazon Pay account. It is a valid payment method for the customer who trusts Amazon's intermediation in the management of his financial data (credit and debit cards and bank accounts).

Therefore, in order to pay with Amazon Pay, one will not have to enter one's payment card data, because the debits to these cards are handled directly by Amazon. One will have to click on the Amazon Pay button and then continue with the authentication procedure on the Amazon site as it will appear on the screen.

Amazon Pay represents a fairly large cost for ecommerce. Therefore, in general, the use of this payment system is not recommended.

General precautions for buying online without risk

Many sites, including ours, use secure payment methods. Nevertheless, we urge you to be very careful with online transactions.

If possible, to make payments use a prepaid credit card not linked to your bank account.

Avoid using payment methods such as PostePay recharge (or a top-up on other prepaid credit cards). We offer this method of payment, but if possible we prefer that you avoid using it.

If you have a chance, pay with bank transfer. Transactions are processed electronically, they are secure because interbank channels exchange data with each other with certainty, and you can keep track of your transactions!

Of course, you can pay with credit card as many transactions as you want! If you pay by card, preferably choose Stripe, as it charges lower fees than our e-commerce.

If you want to be sure that you only pay when the product arrives, choose the cash on delivery to courieronly for products for which this payment method is acceptable.

Finally, if you prefer to pay in instalments, you can choose Soisy. You will obtain financing that takes the form of consumer credit. We will receive payment on your behalf from Soisy and ship the goods in the same timeframe as would be the case with full payment by credit card. You, on the other hand, will pay according to the plan agreed between you and Soisy.